Daily Archives: August 11, 2026

Loophole (1981)

By Richard Winters

My Rating: 3 out of 10

4-Word Review: Robbing an ‘impenetrable’ vault.

Mike (Albert Finney) is a career safe cracker who finds their last job unrewarding as the loot was less than expected. He decides their next project will be breaking into a bank safe that is supposedly impenetrable, but with one unknown loophole as it’s housed near a main sewer line. He comes up with the idea that he and his men will go into the sewer tunnels and drill holes through the brick walls until they can get underneath where the safe is and then drill through the floor of that until they can get inside. Of course, once they get into the safe it will set off alarms, but the police will not suspect anyone’s inside as the safe door will still be locked shut. In order for their plans to work they’ll need the assistance of Stephen (Martin Sheen) an architect who will be able to locate where the safe is while they’re tunneling underground. At first, he resists, but pressure by his wife (Susannah York) for him to maintain their affluent lifestyle eventually gets him to agree.

The film starts out in a highly unusual way in that with no backstory, or set-up, or even credits jolt the viewer right into a robbery in progress, watching in detail as Mike and his assistants break into a safe, which is disconcerting.  I almost thought there was some sort of glitch in the streaming of the film, and I had somehow come into it in the middle half and completely bypassed the beginning and this goes on for about 5-minutes. Without knowing who these characters are, or why they’re doing it, it’s not interesting or captivating. The result is off-putting and gives the production an amateur vibe.

When the story does finally come into play it still remains fairly awkward. I was surprised that Finney, who had taken a 4-year break from film acting, would choose this one for his ‘comeback’. The character he plays here is dull and one-dimensional and offers no real arc, or emotion. It’s interesting to an extent to see that he lives in affluence with a family, but the woman who plays his wife looks too similar to York, who plays Sheen’s spouse and thus it gets confusing at times, and more effort should’ve been made to make her distinct from the other.

Sheen does better as at the very least you see some change occur in the person he plays and some drama, at least at the very beginning, in his scenes. I liked how he’s resistant to the plan initially by constantly desribing himself as ‘an honest man’, which allows for some tension, but the way he ultimately caves is disappointing. There is the fact that he’s unemployed and in need of the money, but there still should’ve remained friction all the way through. If honesty is truly important to him then there should be lingering guilt about what he’s getting into and evidence of an inner struggle versus him ultimately just becoming ‘one of the guys’.

The robbery itself is pedestrian and been done before in other films. Having their truck get a flat tire, in order for the crew to slide through a trap door of the vehicle and into the manhole cover of the sewer without being detected, seemed too risky especially since it gets done in the daytime instead of under the darkness of night. At one point even the police drive by, which could’ve backfired as once the robbery has been committed, and the investigators realize how it was done they’ll immediately backtrack to the truck and research from the license plate who owned or rented it. Making it probable that they might not have been able to get away with it and would ultimately be caught.

Spoiler Alert!

The most disappointing aspect should’ve been the most exciting. It has to do with the sewer tunnels flooding during an unexpected rainstorm. Finney and his colleagues decide to wade their way through it, but Sheen hangs back insisting he’d rather stay in the safe though this will risk him getting caught once the bank opens on Monday morning.  Watching the water push up through the hole in the floor of the safe eventually creating an entire pool, which gives Sheen less and less room to stay above it, is quite intense, but then the film sells out in the most horrible fashion I’ve even seen, where he’s shown ‘waking up’ inside his own bathtub with absolutely no explanation of how he got out of the safe. If that’s not a copout I don’t what is and seriously ruins the film to the extent that I suggest no one bother to watch it as the stupid ending just destroys the whole thing.

My Rating: 3 out of 10

Released: March 13, 1981

Runtime: 1 Hour 45 Minutes

Rated PG

Director: John Quested

Studio: Goldcrest Films International

Available: DVD, Blu-ray, Fawesome, Plex, Roku, Tubi, Amazon Video